Evolve Competitors
Cyber Incident Response Cost
Forensics, Attorneys, & PR Firms
✓
✓
Notification, Credit Monitoring, & ID Theft
✓
✓
Cyber Crime
Funds Transfer Fraud / Social Engineering
✓
X
Theft of Personal Funds (SEOs' Personal Bank Acct.)
✓
X
Push Payment Fraud (3rd Party Bank Accts.)
✓
X
Theft of Funds Held in Escrow
✓
X
Cyber Extortion (Ransomware Payment)
✓
✓
Cryptojacking & Telephone Hacking
✓
X
System Damage
Data Reconstruction & Employee Overtime Costs
✓
X
Reputational Harm (12 Months)
✓
X
Business Interruption (12 Months / 6 hours)
✓
✓
Dependent Business Interruption
✓
X
Additional Extra Expense
✓
X
Hardware & Software Replacement Costs
✓
X
Cyber & Privacy Liability
Network Security Liability
✓
✓
Privacy Liability
✓
✓
Management Liability / Cyber Triggered D&O
✓
X
Regulatory Fines & Penalties
✓
✓
Media Liability
✓
✓
PCI Fines, Penalties, & Assessment Costs
✓
X
Additional Enhancements
24/7 Incident Response Advice Hotline ($0 Deductible)
✓
X
Unlimited Reinstatement All 1st Party Coverage (Insuring Clauses 1-3)
✓
X
Incident Response Costs Outside of the Limit
✓
X
Full Prior Acts
✓
✓
System Failure Trigger
✓
X
$5,000 of Risk Management Services
✓
X