Credit Monitoring/ID Monitoring

Included Legal Guidance/Breach Cost

Other Costs (PR & Clean Up Costs)

Section A: Defamation

  • This section addresses coverage when a multimedia liability claim is made for defamation or emotional distress arising out of media content.
  • Example: A business decides to sue because of their damaged reputation, as a result of alleged “false accusations” regarding their product.

Section B: Intellectual Property Rights Infringement

  • This section addresses coverage for an infringement on intellectual property rights or plagiarism arising out of media content.
  • Example: A trademarked logo is accidentally used on a businesses’ website, resulting in a lawsuit by the owner of that logo.

Source: Net Diligence 2016 Cyber Claims Study

Note: this information is presented for your convenience, but in no way does it alter the actual contract(s) of insurance. For coverage details, please refer to the policy(ies) for actual language. In the event of conflicting statements, the policy conditions supersede this document.